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Gusto

by Gusto

Gusto runs full-service payroll for US businesses, handling paychecks, tax filing, and direct deposit, plus benefits, onboarding, and contractor payments. It automates federal, state, and local payroll tax compliance.

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How it helps you

For a first-time employer, Gusto takes the terror out of payroll taxes by calculating, filing, and paying them automatically so you don't risk IRS penalties. Its friendly interface handles W-2 employees and 1099 contractors without an accountant.

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Facts & pricing

  • Simple plan is $49/mo base plus $6 per employee (base raised from $40 in March 2026)
  • Plus plan is $80/mo plus $12 per employee
  • Premium plan is $180/mo plus $22 per employee
  • Contractor-only plan starts at $35/mo plus $6 per contractor
  • Automatically files federal, state, and local payroll taxes

Pricing: From $49/mo + $6 per employee (no free plan)

Caveats

Costs climb with headcount and add-ons, and Gusto handles US payroll only, so it won't help with international contractors or employees.

Bottom line

Pick Gusto when you're hiring your first US employees or contractors and want payroll and tax filing handled for you.

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