PayPal
A widely trusted online payment service that lets businesses accept payments from customers' PayPal balances and cards.
Visit PayPal →How it helps you
PayPal's brand recognition can boost checkout conversion because many buyers already trust it and have accounts. A founder can send invoices and add a checkout button with no monthly fee and minimal setup. It's a familiar, low-friction way to start accepting money globally.
t.facts.length > 0 &&Facts & pricing
- No monthly fee on a standard business account — pay per transaction
- Standard goods-and-services rate 2.99% + $0.49 (US domestic)
- PayPal Checkout / invoice payments 3.49% + $0.49
- In-person QR payments 2.29% + $0.09; international payments add ~1.5%
Pricing: No monthly fee; from 2.99% + $0.49 per transaction
Caveats
Its fixed per-transaction fee ($0.49) is high, so it's costly for small-ticket sales. PayPal is also known for account holds and reserves on new or flagged sellers, which can tie up funds unexpectedly.
Bottom line
Pick PayPal when buyer trust and a familiar checkout matter, or as a secondary payment option alongside Stripe/Square.
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