PayPal
A widely trusted online payment service that lets businesses accept payments from customers' PayPal balances and cards.
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How it helps you
PayPal's brand recognition can boost checkout conversion because many buyers already trust it and have accounts. A founder can send invoices and add a checkout button with no monthly fee and minimal setup. It's a familiar, low-friction way to start accepting money globally.
t.facts.length > 0 &&Facts & pricing
- No monthly fee on a standard business account — pay per transaction
- Standard goods-and-services rate 2.99% + $0.49 (US domestic)
- PayPal Checkout / invoice payments 3.49% + $0.49
- In-person QR payments 2.29% + $0.09; international payments add ~1.5%
Pricing: No monthly fee for a standard US business account; transaction rates vary by payment type and market, with some US online payments priced at 2.99% + $0.49
Caveats
For applicable US transactions, the fixed per-transaction fee can be $0.49, which can make small-ticket sales costly; rates vary by market and transaction type. PayPal is also known for account holds and reserves on new or flagged sellers, which can tie up funds unexpectedly.
Bottom line
Pick PayPal when buyer trust and a familiar checkout matter, or as a secondary payment option alongside Stripe/Square.
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