Stripe

by Stripe, Inc.

A payment processing platform for accepting card and online payments in apps, websites, and subscriptions.

How it helps you

Stripe lets a founder start taking real payments quickly with no monthly fee and no setup cost — you only pay when you get paid. It handles subscriptions, invoices, and global cards, and its no-code tools (Payment Links, Checkout) mean you don't always need a developer. It's the default choice for SaaS and online businesses.

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Facts & pricing

No monthly fee, no setup fee, no minimums
2.9% + 30¢ per successful online card charge (US domestic)
International cards add 1.5%; currency conversion adds ~1%; disputes cost $15 each
In-person payments 2.7% + 5¢; ACH 0.8% (capped at $5)

Pricing: No monthly fee; 2.9% + 30¢ per online charge

Caveats

The most powerful features (custom checkout, subscriptions logic) assume some developer help — it's more technical than a plug-in button. Payouts to your bank take a couple of business days, and disputes carry a per-chargeback fee.

Bottom line

Pick Stripe when you're selling online or building a SaaS/app and want flexible, developer-friendly payments with no fixed cost.

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