: is it right for your business? | FoundersCheckList.AI
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Stripe

by Stripe, Inc.

A payment processing platform for accepting card and online payments in apps, websites, and subscriptions.

Visit Stripe → Stripe

How it helps you

Stripe lets a founder start taking real payments quickly with no monthly fee and no setup cost, you only pay when you get paid. It handles subscriptions, invoices, and global cards, and its no-code tools (Payment Links, Checkout) mean you don't always need a developer. It's a popular choice for SaaS and online businesses.

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Facts & pricing

  • No monthly fee, no setup fee, no minimums
  • 2.9% + 30¢ per successful online card charge (US domestic)
  • International cards add 1.5%; currency conversion adds ~1%; disputes cost $15 each
  • In-person payments 2.7% + 5¢; ACH 0.8% (capped at $5)

Pricing: No monthly fee; 2.9% + 30¢ per online charge

Caveats

The most powerful features (custom checkout, subscriptions logic) assume some developer help, it's more technical than a plug-in button. Payouts to your bank take a couple of business days, and disputes carry a per-chargeback fee.

Bottom line

Pick Stripe when you're selling online or building a SaaS/app and want flexible, developer-friendly payments with no fixed cost.

Visit Stripe →

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