On Aug 14, 2026 the NDRC convened banks and provincial DRCs to speed rollout of a new-type policy finance tool of 800 billion yuan for 2026 (up 300 billion from 2025's 500 billion), prioritizing private investment in the digital economy, AI, advanced manufacturing and the low-altitude economy. For the first time it pairs a central fiscal interest subsidy of 1.5 percentage points on loan principal for up to two years on eligible SME fixed-asset loans, capped at 50 million yuan per firm, plus a 500 billion yuan private-investment guarantee program run over two years through the National Financing Guarantee Fund.
Home › Founders News › Gov & Employment
China deploys 800 billion yuan policy finance tool to back private SME investment
Why this matters for founders
Founders with capex-heavy projects in the priority sectors should ask their bank or provincial DRC about qualifying fixed-asset loans under the tool to capture the 1.5 point subsidy and the guarantee backing, targeting Q3 2026 deployment.
Related updates
More that helps you.
China adds 1-point interest subsidy on new small-business working-capital loans
On Aug 27, 2026, Xinhua reported that China's six major state-owned banks plus roughly 400 total institutions (21 nationwide banks and qualified local lenders) began implementing a…
China lifts SME loan interest-subsidy cap to 75M yuan, quadruples participating banks
In a notice issued August 21, 2026 (effective August 1, 2026), China's Ministry of Finance, PBOC and National Financial Regulatory Administration raised the per-borrower loan cap u…
British Business Bank plans new £150m Northern scale-up fund for high-growth firms
On 7 September 2026 the British Business Bank revealed plans to commit up to £150m to a new fund backing high-growth scale-up businesses across the North of England, including univ…
China issues 2026 to 2030 SME plan; targets 22,000 little giant firms, phase 2 national fund
On September 3, 2026, ten Chinese government departments led by MIIT jointly issued a plan for high-quality SME development over 2026 to 2030. It targets 22,000 national little gia…
Get briefs like this tuned to you.
In the app, Founder Briefs are personalized to your country, industry and stage, and you can save the ones that matter.
See plans →
Keep exploring
Related across the site
Case studyReginald F. LewisTLC Beatrice InternationalChecklistFind real grants and free business helpGovernments offer loans, grants, and free advisors that most founders never claim. This checklist shows where the real support is and how to apply without wasting weeks.ChecklistRaise startup funding without the chaosDecide whether to raise at all, then run a focused process: sharp numbers, a ranked investor list, batched meetings, and terms you actually understand.TermBurn RateThe rate at which your company spends cash each month, showing how quickly you're depleting your bank balance.TermCap Table (Capitalization Table)A record of who owns what in your company: every shareholder, their share count, class, and ownership percentage.TermConvertible NoteA short-term loan to a startup that converts into equity at a later priced round instead of being repaid in cash.